Personal and business property insurance policies provide coverage for many potential disasters such as fire and theft. However, most standard policies exclude coverage for loss and damage due to earthquakes. Although earthquakes are infrequent and rarely predictable, the effects can be disastrous.
If your home or business is in an area that may be prone to an earthquake, you can request the addition of an earthquake endorsement to your insurance policy. The cost of this endorsement will vary based on location and construction type, and these policies generally have a separate, and higher, deductible.
Contact an insurance specialist at Dickinson Insurance today to learn more about adding Earthquake Insurance to your existing policy, or for a free review and insurance quote.